Open second chance checking accounts in New York. There are local banks and credit unions listed in our directory that offer special second chance checking accounts in New York or that do not use any of the available new account verification services such as ChexSystems or Early Warning Systems.
Guaranteed and Recommended Solutions – The following solutions are guaranteed and the recommended options in their category.
While the banks listed are viable options and have been reported to either be ChexSystems friendly or not using any account verification service, we can not guarantee that you will be able to get an account at any of the banks you find on our site and therefore we also offer the best guarantee banking alternatives available.
For those wanting a guaranteed second chance checking account opportunity, we highly recommend the Ready Debit Prepaid Card due to its easy fee schedule, online bill pay privileges, FDIC insurance backing and unbelievable customer service. Not only do you get access to features like online bill pay, you also get an easy way to track spending and budget your cash. This is the perfect banking alternative that was designed specifically for people who cant qualify for a conventional checking account or are un-banked or under-banked. If your looking for a guaranteed solution, then the Ready Debit prepaid debit card is the perfect card for you. Sign up for the Ready Debit today and pay only $9.95/mo. Compare that with the big boy banks! Get the Ready Debit Now & Take Back Control of Your Money.
Non Guaranteed Solutions – The banks below have been reported to not use account verification services, use alternate services such as Telecheck or offer second chance checking accounts in New York. We can not and do not guarantee your approval and all decisions are made by the respective banks and should be considered final.
ATTENTION – To help your chances of approval, do not mention ChexSystems or second chance checking or finding this site since doing so could set off warnings and may cause you to be denied an account.
Bank of New York
Evans National Bank
Horizons Federal Credit Union
Medina Savings and Loan
Mid Hudson Valley Bank
Oneida Savings Bank
Paragon Federal Credit Union
Partners Trust Bank
Peoples Alliance Federal Credit Union
Please remember that we can not and do not guarantee that you will be able to open an account at any bank or credit union listed on our site, for this reason we have also provide you with a list of the best banking alternatives that are 100% guaranteed.