ChexSystems is a check verification provider and consumer credit reporting agency. ChexSystems verifies and reports your checking account activity to participating merchants so they can make informed decisions on whether or not to accept a check from a consumer. Unfortunately, ChexSystems is one of the most difficult check verification companies to deal with and all reported information remains in their system for a period of five years.
If you have been denied check writing privileges due to a ChexSystems report, you can contact ChexSystems with the information below and get a copy of your report. There is an $8.00 fee to get your report.
ChexSystems
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: (972) 241-4772
Phone: (800) 513-7125
Attn – It is rumored that if you contact ChexSystems via phone, they will use your phone number against you. To be safe, contact ChexSystems using certified return receipt mail only. If you must call, do not use your home, work, relatives or cell phone numbers. Instead call from a pay phone.
