Did you know that there are more than 55 million Americans who are considered un-banked or underbanked due to being listed in the ChexSystems or Early Warning Systems database? Are you one of them? Welcome to Get Second Chance Checking. We a free resource for the millions of Americans that need a checking account but are unable to get one due to past banking issues and are not sure where to turn or what to do. Our site provides a free directory of banks that either offer special second chance checking accounts or do not use new account verification services such as those provided by ChexSystems or Early Warning Services.
Our goal is to provide consumers with a free resource to help them find real FDIC insured checking accounts at local banks and/or credit unions that are so that they can have a way to manage their money and build the foundation for a stronger financial future.
100% Guaranteed Second Chance Checking Account
While the banks and credit unions we have listed in our directory are viable options and have been reported to either offer second chance checking and/or not using any account verification services such as ChexSystems, we can not and do not make any guarantees that you will be able to get an account at any of the banks or credit unions on our site and therefore we also offer the best 100% guarantee banking alternatives available.
For those wanting a guaranteed second chance checking account opportunity, we highly recommend the Rush Prepaid Card due to its easy fee schedule, online bill pay and unbelievable customer service. Not only do you get access to features like online bill pay, you also get an easy way to track spending and budget your cash. This is the perfect banking alternative that was designed specifically for people who cant qualify for a conventional checking account or are un-banked or under-banked. If your looking for a guaranteed solution, then the Rush Card is the perfect card for you. Get the Rush Card today!
Second Chance Checking Account Directory
The banks listed in our directory have been reported to offer second chance checking opportunities, be ChexSystems or Early Warning Services friendly or do not use any new account verification services when processing new accounts. However, please understand that we can not and do not make any promises or guarantees that you will be able to open an account at any bank listed on our site. All decisions are made 100% by the banks and are based upon their business needs and your personal financial situation.
Warning – When opening looking for second chance checking accounts, you should be aware of some of the shady practices being used by some of the banks. Practices such as holding deposits for as long as 21 business days before releasing your funds. Practices such as this make it difficult for you to use your money and are designed by the banks to generate fee revenue. If you find a bank listed on our site that employs such practices please let us know so that we can investigate and if necessary remove them from our directory.
